Category : Personal Finance : Business & Finance

Bankrupcty & Filing Taxes

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A typical question for those filing bankruptcy involves the tax consequences of filing. The Internal Revenue Service does not consider debt discharged in bankruptcy as forgiven debt. If it did, bankrupt filers would have to pay taxes on the amount of money discharged in their bankruptcy case. As of

How to Appeal Disability Claim Decisions

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Contributing to the Social Security fund and buying a disability insurance policy do not guarantee benefits when you file a claim with either the Social Security Administration or the private insurance company. Agents in both institutions examine your medical records to determine whether you have in

Should I Cash in My Retirement Account?

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Retirement plans are an integral part of our financial future and with ownership comes responsibility that we should exercise. You should understand your plan, and the benefits of the plan. These funds are targeted long- term benefit, and that should be an important consideration for anyone who has

How to Add a Checked Out Android Code to an Eclipse Project

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Change control sets a file to "Read Only" status, so you receive a warning when you try to import the checked out file to Eclipse. To overwrite this setting, you must clear the read-only setting and re-import the file in your Eclipse project. Windows lets you remove the read-only property in the fil

How to Dispute a Charge on Your Credit Report

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For most of us, even with the best of credit scores, we find ourselves at one time or another finding a blemish on our otherwise perfect credit reports. Often times the unscrupulous manner in which this is done is grounds for actual legal action, at other times, while the actual reported item may be

Grants for Rewiring a House

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Homeowners and property managers may benefit from government grants that pay for the rewiring of their homes and housing units' electrical systems. Grants cover the costs of the rewiring projects, which include labor expenses, equipment and supply purchases. Generally, you do not need to repay gover

How to Pay Back Defautled Students Loans

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The process to pay back defaulted student loans is called loan rehabilitation. It is not offered by all private lenders, but federal direct loans, Federal Family Education (FFEL) loans and Perkins loans can all be rehabilitated. If you have a private loan, you will have to contact your individual le

How Does APY Work?

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Calculating APYCalculating APY as mentioned above involves compounding usually monthly (could also be daily, quarterly or semi annually). So using our example, a five percent annual interest rate will result in 5/12 percent monthly rate, which amounts to 0.42 percent. Therefore, after one...

Credit Score, Credit History and Affordability

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Two main factors make up your Credit Score, your Credit History which shows how you have conducted your accounts in the past and your Affordability, which is the money that is left from your salary, ...

Methods for Calculating IRA Withdrawals

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IRA withdrawals are necessary, in some instances, by law. If you own an IRA that's not required to make withdrawals, and you intend to use the account to supplement your retirement, various withdrawal strategies help you to determine how long your money will last. These calculations must be done in

How to Make a Double-Sided Wooden Ax Head

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Plywood can be used to make toy and prop swords and axes. A double-side, or double-blade ax is one that has a rounded cutting edge on both the front and back edges of the ax head. This style of ax was used as battle axes, and some more recent versions are still used by lumber jacks. An inspirational

How to Send Money to Fiji

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There are many reasons why you may need to send money overseas. Maybe you have family or friends living in other countries. Maybe someone close to you is visiting a foreign country and suddenly finds themselves out of resources. Whatever the case may be, the easiest way to send money overseas quickl

Social Security Benefits & College Degree

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A college degree affects the individual and the economy, as workers with degrees usually earn more money over a lifetime, according to a U.S. Census Bureau report. The Social Security Administration calculates benefits for retirement, survivors and disability based on the lifetime earnings of the wo

Do Living Trust Documents Leave a Paper Trail?

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A living trust protects assets from creditors and ensures that an estate is distributed exactly as the estate owner intends. Anyone can set up a trust. The paperwork involved is as easy as the number of assets that will be held in the living trust. All living trust documents are kept with the person

How to Calculate How Much Mileage Is Left on a Lease

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When you lease a car, the lease will include a certain number of miles per year included in the lease. If you exceed the total mileage allowed in the lease, you will have to pay over-mileage charges. The knowledge of how many miles you have remaining on your lease can help you avoid a large over-mil

Retirement Plan Eligibility

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Retirement plans allow eligible workers to contribute money to an account to use later during retirement. Individuals working for a company that does not offer retirement plans may set up an individual retirement account. Each retirement plan has its own eligibility requirements and contribution lim

Which Retirement Account Should I Open?

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A retirement account is a savings plan set up specifically for your future retirement. These accounts defer the payment of income tax on the money in the plan. Some plans allow you to prepay your tax in exchange for tax-free income. But, what plan should you choose? You need to understand how the mo

Forex Trading Made Simple With the Popular Forex Grid

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The experience counts when you want to make substantial impact in any sector. The success depends on the training and experience of the person especially when you talk about the success in trading. The traders ...

Do You Have Love-Hate Relationship With Your Credit Cards? 5 Steps to Power Over Your Credit Cards

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You know the feeling - You see that perfect thing you just have to have. Or you see the greatest sale in history at your favorite store! You think to yourself "Nope I don't have ...